Our Company Philosophy
With over 10 years experience-history in Internet Lending, the partners at WebSource believe that the best practices for a obtaining a loan online have come full circle. It certainly makes sense to research mortgage companies and their products online, as well as fill out an application on the Internet to get a quick pre-qualification. It also seemed to make sense initially to match online mortgage applicants with up to Four (4) lenders or more who would compete for the business, thus resulting in the lowest possible rates and costs to clients.
However, with the number of lenders entering the marketplace in the last few years, and the amount of money being charged back by lead-aggregators for these mortgage leads, the entire process has slowly started to erode to the point where it was a detriment to the consumer. The higher costs of competition and lead purchasing were getting pushed back to the applicant by all lenders in the aggregator's network simultaneously, in the form of higher rates and points. This pressurized situation also invariably led to pushy salesmanship, lead-reselling, and clients being harassed endlessly by telemarketers after even a single online mortgage application.
Based on all these factors, WebSource decided that the best way to obtain a low cost mortgage is to go directly to an intermediary who will do all the upfront work and take each applicant to a single best-financing source, thereby filtering out all these hidden expenses on the part of the lenders. And the result is simple: For our clients, better mortgages with better customer service.
As an experienced team of Mortgage Professionals, WebSource partners earns its fees based on the large volume of loans closed. As an advocate of the client, the staff at WebSource works hard to put the best possible loan offers - without any obligation in front of each client, so that they may compare it to other lenders.
WebSource does business in all 50 states, and is approved with all the major wholesale lending outlets in the marketplace today. A full Loan Application, including Good Faith Estimate and Truth In Lending, can be emailed the same day of your inquiry. Client costs are kept to a minimum with only a small flat processing and underwriting fee if your loan closes, and most loans don't carry any points or origination fees. WebSource will even pay for your appraisal at the closing table.
Please feel free to complete the simple online Request-A-Quote form and one of the knowledgeable staff members will contact you right away to go over the products and rates that will work best for your situation. No Social Security # is required and there is no obligation... the next step is yours!
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Matched with only 1 Lender No
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